jM
janine M

1 reviews | Active since May 2010

12 Mar 2026, 15:27

“Her First, Then Her Every Thing”… Except When She Actually Claims

Earlier this year a severe hailstorm destroyed my patio furniture. The glass tabletop shattered and the chairs were punctured by the hail. I immediately logged a claim with 1st for Women, expecting the process one would reasonably assume comes with paying insurance premiums every month.

Instead… silence.

No assessor. No guidance. No call. Nothing.

The problem was that my patio was covered in dangerous shards of glass and I have **five small dogs**. Leaving broken glass lying around while waiting indefinitely for someone from 1st for Women to show up simply wasn’t an option unless I wanted injured pets.

So I cleaned it up and disposed of the broken glass.

After hearing absolutely nothing, I logged a complaint. Eventually someone called to say the magical word we all know so well in South Africa — **“sorry.”** Apparently that word alone is meant to fix everything.

The gentleman said he would come back to me. He didn’t.

Then another call came asking if I had taken photos. No, I hadn’t — because I naïvely assumed that an **assessor would actually be sent out**, especially when the damage was clearly visible (hail literally punched holes into the patio chairs).

I was told someone would call the following Wednesday when I returned from holiday.

That call never happened either.

It is now March. No assessor has ever arrived. No claim has been processed. And I have since had to throw the destroyed furniture away because my yard was starting to resemble a s****yard exhibition of “Before and After Hail Damage.”

What makes this even more ironic is 1st for Women’s marketing:

“**Her First, Then Her Every Thing.**” “**Putting women first.**”

In my experience it seems to translate more accurately to:

**Her First… until she submits a claim.**

And before anyone from 1st for Women now tries the predictable script of asking for **photos and proof**, let’s be clear:

You cannot expect photographic evidence **months later** when:

* No assessor was ever sent. * No instructions were given. * No urgency was shown despite dangerous broken glass. * And the only communication received was an occasional “sorry.”

Insurance companies love documentation when it suits them, but documentation requires **a functioning claims process**, not radio silence.

Premiums, however, are collected with remarkable reliability every single month.

So the real question is this:

If 1st for Women prides itself on putting women first, **why did you disappear the moment a woman actually needed you?**

I would appreciate:

1. A proper explanation as to why no assessor was ever sent. 2. A resolution to the claim that was logged months ago. 3. Confirmation that “sorry” is not the official claims settlement policy.

Because right now the only thing that seems to come FIRST is the marketing slogan — not the customer.

0
Replies (3)
1st for Women
1st for Women's reply12 Mar 2026, 15:34
Official
Hi Janine, 


Thank you for bringing this to our attention. 


We are disappointed to hear about the lack of response and support you received after logging your hail‑damage claim. 


You should never have had to deal with dangerous broken glass, repeated follow‑ups, and months of silence.  


This is not the service we aim to provide.


I understand your frustration, especially with no assessor being sent, no guidance given, and no updates despite your efforts to get assistance. You deserved a clear process and timely resolution.


We are urgently escalating your claim to ensure it is reviewed and resolved without further delay. 


Thank you for your patience, and again, our sincere apologies for the inconvenience caused.



Kind regards,
The first for women team
jM
janine M's update18 Mar 2026, 18:06
Reviewer Update
No Action Since “Urgent Escalation” – 12 March

It is now 18 March, and despite 1st for Women Insurance publicly stating on 12 March that my claim would be “urgently escalated and resolved without further delay,” there has been no contact, no update, and no action.

This is after:
A claim logged months ago
No assessor ever being sent
No guidance provided
Multiple unfulfilled promises of follow-up.

Your response on 12 March created the impression that this matter would finally be handled. Instead, the silence has simply continued.

I am now proceeding to replace the damaged patio furniture at my own cost, as I can no longer delay this any further.

The invoice will be submitted, and I expect prompt reimbur*****t for a claim that should have been resolved months ago.
If this is not addressed immediately, I will escalate the matter formally higher up.

At this stage, apologies are no longer relevant — only action and settlement will resolve this.
I expect urgent feedback and a clear resolution timeline without any further delay
jM
janine M's update19 Mar 2026, 14:53
Reviewer Update
Subject: Final Escalation Before Formal Regulatory Complaint

It is now 19 March 2026, and despite your public commitment on 12 March to “urgently escalate and resolve” my claim, there has still been no contact, no update, and no action.
At this point, this matter reflects a complete breakdown of your claims process, not a once-off service failure.
To summarise:
  • A claim was logged months ago following hail damage.
  • No assessor was ever dispatched.
  • No guidance or instructions were provided.
  • Multiple undertakings to revert were not honoured.
  • A public commitment to urgent escalation has now also been ignored.
As a result of your inaction, I have been left with no reasonable alternative but to replace the damaged patio furniture at my own cost due to safety concerns.
Let me be clear:
This is now a formal demand for resolution, not a request for assistance.
I require, within 48 hours:
  1. A written explanation for the failure to process this claim.
  2. Confirmation of how this claim will be settled.
  3. A clear timeline for reimbur*****t upon submission of my invoice.
Failing this, I will proceed with escalation to:
  • Ombudsman for Short-Term Insurance
  • Financial Sector Conduct Authority
along with a full record of:
  • Failure to assess
  • Failure to communicate
  • Failure to act after formal escalation
Please note that continued delays will strengthen the basis of my complaint, including potential findings of unfair claims handling.
At this stage, I am no longer interested in apologies — only accountability and settlement.
I expect your response within 48 hours.