Frustrators and Abusers of Women

I have insured my home contents with First For Women. Submitted a claim for a television and when I get a TV it is half the price I paid for a TV, they say it is an upgrade. I don't care about being an upgrade but I will not accept a TV for half the price I paid for my TV. When one takes insurance you insure your contents to a certain value and as a result get quoted for such which you then keep paying in terms of premiums.