Access recovery

I had an accident on the 21st Oct 2022, and the driver of the car I collided with jumped a stop sign and drove infront of me. I had to pay access fee because my cover was less than 6 months so there was additional cost. First for women got me a curtesy car the following day, my car got fixed in less than 2 weeks, now in less than 6 months after the accident first for women recovered my access. I'm getting my money back. This is the best insurer I'm not leaving them, what's worse my premium is reduced from R898 to R564. I take my hat off for first for women. ❤️