1st for women *** insurance!

If I could I wouldn't bother rating such a ******* insurance company like 1st for Women. My wife and I have been new property owners for only 5 months when we had to claim for theft of x3 power tools and mountain bike with accessories such as cleat shoes, helmet and bike pump which was ****** from my locked garage. My father in-law who is also insured with the above mentioned company had a crack on his road bike frame a few years ago and received + - R20 000 for 1 item claimed compared to R15000 paid out for more than 5 items in my case. This is truly shocking because I still have this debit card with the payout money but after checking replacement prices for a few items I realised that i would still have to fork out a huge difference for some items to be replaced as costs have grown from when I bought these items, like a decent mountain bike costs R12000 to R15000. Another part of 1st for Women ******* service was having to provide proof that I owned power tools and a mountain bike because as a younger client you are profiled by insurance companies as *************. Instead of just confirming the list of items ****** from the client and replacing them at realistic prices of today's market. I will definitely move my business elsewhere as 1st for Women Insurance does not work for younger professionals who pays huge premiums and access amounts on household claims. So I really only got R12900 less my access of R1100 from the ******* payout of R15000.