loan that's doing in people in

good day last month I've app**** for a loan at Finsap loans for 143000 rand to pay off all my debts .it was approved I've filled all the paperwork & send them all the documents that they required .then they came and said i need to pay in (Be informed a loan initiation/legal fee of R3,463.00 is required to be paid to prepare your loan contract and payout will be effected once your loan contract is done in less than 2 hours.),I've payed the amount they required ,then they came with the next ,(Loan Insurance Cover Fee: R2,905.00(Required)) so I've payed the amount they required ,next few days the required me to pay for a another amount (Be advise that funds has been released by the bank and the bank processing transfer fee is R4,872.00.) . I've payed them . then the came with another of Tax Clearance Fees: R2,694.00.so ive stopped and said to them i want a refund back now they want me to in 915 rand to get my refund these guys are a bunch of *****sters and *******s to charge a person amounts for a loan to get cause thats why we need a loan is due to we dont have money thats why a person needs a loan cause we dont have money is this why do we need to pay in to get a loan why is there guys thats busy doing people in