Very bad

Hi I would not recommend ppl to use finchoice as I have had a horrible experience with them I settled my account in December 2021 and in January 2022 the company reported me me as skipped payment so i payd the money they said I need to pay and a month later they reported me as not paying again I paid again and was told they owe me money and they need to pay it back to me and they done so end of that month they reported me as not paying my account again the amount was R1 and now this month there is an amount of R23 my credit score is so damaged by all of this that I can no longer get approved for a home loan