MB
Makhosi B

1 reviews | Active since Jun 2019

24 Mar 2025, 16:50

Unauthorized Credit Enquiries – Urgent Complaint

I am lodging a formal complaint regarding unauthorized credit enquiries on my profile by finchoice. According to their records, I allegedly attempted to apply for a Mobi account on two separate occasions (14-02-2025 and 20-03-2025). However, I did not apply for any credit or financial product, and these entries are incorrect.

I have disputed this matter with finchoice yet they refuse to remove these unauthorized enquiries despite my clear denial. This negatively affects my credit profile and raises concerns about possible *****ulent activity or system errors on their part.

I request an urgent investigation and assistance in having these inquiries removed. I also seek clarity on how my information was used without my consent.

Looking forward to your prompt intervention.

0
Replies (5)
MB
Makhosi B's update24 Mar 2025, 16:55
Reviewer Update
I need a clear explanation of how your system works:

1. Does merely logging into my profile trigger an application?

2. If a pop-up appears and I decline, why is this recorded as an attempt?

3. Why has this happened twice without me activating the service?




Finchoice
Finchoice's reply25 Mar 2025, 09:24
Official
Good day Makhosi,
We appreciate your feedback. We strive to ensure that every customer is satisfied with our service, and we apologize for any inconvenience we may have caused you.

Please allow us to investigate your query and resolve it.

The FinChoice Team
MB
Makhosi B's update26 Mar 2025, 15:33
Reviewer Update
Is the investigation the back and forth emails I keep receiving every other second with no assistance today?
MB
Makhosi B's update26 Mar 2025, 20:07
Reviewer Update
Dissatisfaction with Service and Lack of Resolution

Good day,

I am extremely dissatisfied with the ongoing lack of resolution regarding my issue. Despite my repeated explanations and clear requests, I continue to receive pushback with no real investigation or action taken. This has been incredibly frustrating and is negatively impacting my credit score.

I expect a thorough investigation and immediate resolution of this matter, not more delays and empty responses.

Sincerely,

Makhosi


Finchoice
Finchoice's reply14 Apr 2025, 09:43
Official
Good day Makhosi,
Our records indicate that your query has been resolved. If not, please let us know so that we can fully address your concern.
The FinChoice Team