1 reviews | Active since Apr 2013
Unauthorised Debit and Very Bad Customer Service
I had a kwikadvance with Finchoice which was paid in full on 25/04/2018. On 30/04/2018 Finchoice continued to debited an additional amount of R3158.64 from my account - which was completely UNAUTHORISED as I did not give them any instruction to debit my account again and because my kwikadvance was paid up, they have no right to debit my account. I called their customer service the same day 30/04/2018 and spoke to Nokonwaba Demane, who was extremely rude. She said and I quote: "You will just have to wait and call back another day because we are offline." I told her that I there should be something else that could be done to which she responded: "Do you expect me to suck the money from my hand?" I was totally shocked and disgusted with what I heard and asked to speak to a manager. After making me hold for almost 20minutes, I spoke to Yusri Moosa, who ensured me that he will log the refund himself and I can follow up anytime on the progress of my refund. I have called numerous times, left numerous messages for him to call me back, but have not yet heard anything. I cannot spend 30-40minutes a time on the phone waiting for my call to be answered. I do not know why Finchoice feels like they are authorised to debit my bank account for money that is not due to them. This could not possibly be legal and I will look further into possibly logging a complaint with the Ombudsman or taking this further in any way. When I take out a loan, i only authorise you to debit any funds that are due to you and nothing more. That was not part of the contract. I expect someone to contact me back, as I can phone 10 more times, but doubt that Yusri Moosa will be available to take my call. Shockingly bad customer service!
Good day,
We apologise for the poor service you have received. We have escalated your concerns to senior management and they will be addressing the problem shortly.
Kind Regards
FinChoice Team
Good day,
We apologise for the poor service you have received. We have escalated your concerns to senior management and they will be addressing the problem shortly.
Kind Regards
FinChoice Team
