they are great liers

i have been receiving calls from finchoice for months now asking and begging me to take a loan with them as am being selected to apply, its not i wanted it but at the end i decided to give it a try and make online application, guess what ? after taking time and data filling in their online application, i get no response for 4 days, when i call them this morning i was told that the application was declined due to affordability, that was after exhausting my airtime, didn't they see before that i cant afford to take a loan? why where they emailing me and calling all these while? they are big great liers who gives people high hopes , when i asked when where you going to tell me , the lady says we were going to sms you . which i believe its another ****