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Finchoice incorrectly updated my credit report saying that I was in arrears for 4 months in their account. I contacted the call center today and they say that they cannot see arrears on their side, they also cannot send me a letter saying I was never in arrears. How? When the company is the one that sent the credit bureaus the updates? I need my payment history updated t the credit bureaus immediately. I closed your accounts last year.