Finchoice is *********** and they are ******

I opened an account with Finchoice in September, Settled their account on the 19h of October. On Saturday the 18th I requested a settlement quote, I paid over 70% of the money I owed them, that Sunday I fully settled the account. On my contract we agreed that they'd deduct money on the 25th of each month, however they debited on the 21st of October and on the 23rd October. I was told it would take 48 working hours for them to refund me. I was refunded the next Tuesday.

They put me on ITC saying that my loan is in areas for 3 months!! whereas the loan term is supposed to end on the 25th of November 2020.

I've been calling their *********** consultants nobody is willing to help me, according to them I owe them for 3 months .

NEVER SETTLE YOUR FINCHOICE ACCOUNT BEFORE THE TERM ENDS BECAUSE THEY WILL KEEP ON DEDUCTING MONEY FROM YOUR ACCOUNT