Finchoice is a suspicious company. Don’t recommend.

Finchoice is a very sketchy and suspicious company. I app**** for a loan online through clearscore. They told me that my application was done and the last step was to accept the debicheck on my banking app which I did. After that I received an sms saying I need to upload bank statements, payslips and documents with my ID number written on it in order to get the loan. I don’t understand how they can ask me to accept a debicheck if I’m not even approved yet…I’m assuming it wasn’t approved yet since they asking for bank statements, payslips and documents.I went to my bank and asked if they can cancel the debicheck they said they can’t cancel it but they can request them to not deduct which they did. Extremely suspicious behavior. I will not be going forward with the loan as much as I need the money as I’ve seen so many complaints about them doing deductions without the people receiving the loan.

If they deduct from my account I’ll be taking this further with the ombudsman. You can not put a debicheck on someone’s account if they weren’t even approved for the loan yet especially since a debicheck can’t just be cancelled by the client.

I want my name off your systems and I want that debicheck off my account.

Finchoice is full of tricks. Don’t recommend.