FINCHOICE and MBD MAKING MY LIFE HELL

Took a loan with FINCHOICE LAST YEARsnd Got handed over to MBD, I than paid off the whole thing in January this year and got the paid up letter…It only came to my attention that I was still flagged when I tried applying for something, I than took the matter to Transunion and my dispute was resolved. The problem starts now when I’m getting calls from SAYA recoveries and demand emails for the same debt and it’s showing on my accounts on clear score. What do I do now and MBD keeps on making empty promises that they will update