Consider consolidation loan offering

Thank you Finchoice for always coming through for me when finances are tight. I've had nothing but the best experience since I stumbled upon your product offering. I think you guys should venture into consolidation loans coz you seem to be the only lender who understand that due to unforeseen circumstances, sometimes consumers live on credit until they recover financially. The criteria banks and credit bureaus use to qualify one for credit does not make sense when I'm meeting my obligations monthly. Being penalised for credit enquiries and loan accounts that are being paid on time every month, just doesn't make sense. Your money is expensive, but you come through when it matters. Again, thank you.