****!!!

I app**** for the Builders Warehouse account in Kempton Park November 2019, and I was approved for 90 000. I didnt use any cent from that and that money they claim I was approved for was never deposited in my account instead I was given a black Builders warehouse card. Come January, February 2020 Real People is debiting my account claiming I owe them 90 000. I went back to Builders warehouse to ask them about this and to cancel this deal. I signed the cancellation form and I was not given the copy of that form. Now Real people is claiming I owe them 12 000. For what?