they steel your money!!! no refunds!!!

I am strugling to survive with all my small loans and looked for a consolidation loan. Everyday loans contacted me and offered me a loan of R80 000.00 to clear all my debt, I was advised I had to pay a contract fee of R1520.00 to the lawyer. I paid this and all of a sudden I also had to pay a release fee of R3950.00, i sold some stuff and paid this. Then I had to pay yet again, authorization code fee R7100.00. I loaned this money from everyone I new after I was again told there will be no other fees. Lo and behold I had to pay an insurance fee of R7650.00. Me and my husband loaned this money from our employers again on the assurance that there will be no more charges. Surprise!! I now have to pay tax of R15 550.00!! When I informed them that I cannot pay this amount and asked for a refund of my money and cancellation of the loan I was told this cannot be done!! I have paid R20220.00 for nothing. Our family has cut us off, my husband wants a divorce due to this whole situation. This company has destroyed my life, my income and my marriage. Responsible people contacts: Mr Morgan: *** / ***. [Email Removed] / [Email Removed] - wales, UK They are refusing to refund me!!!