Essential Med -

One should be careful when changing or choosing a medical aid/insurance. Although the premium seems low it you have to pay out of your own pocket. My daughter had an emergency appendix operation - costing R36 000, this is only for the operation, I received additional accounts for Pathology accounts, Surgeon and Anesthetist, Essential Med only paid R16500.00 and confirmed via email on my inquiry that the rest is for the members account. As per the cession form R21500.00 has been approved. They also don't issue medical aid tax certificates