aB
achu B

1 reviews | Active since Aug 2018

11 Sept 2025, 10:29

Deductions made for no service agreement concluded or services rendered.

At no point did I provide a Letter of Authority or any signed consent authorizing Erase Debt SA to act on my behalf or to deduct funds from my account.

I did not agree to nor request any services from your organization, and no services were rendered to me.

Despite my request, I have not received any call recordings or signed agreements that would justify these deductions.

The deductions from my account are therefore ******** and constitute a breach of my consumer rights under the Consumer Protection Act (CPA).

Accordingly, I hereby demand the following:

An immediate refund of all deductions made to date for services not requested or rendered.

Written confirmation that no further deductions will be made from my account without my explicit and signed consent.

A full record of any documentation or consent your company alleges I provided.

Should this matter not be resolved within 7 business days of this letter, I will have no alternative but to escalate my complaint to the National Consumer Commission, the Ombudsman for Banking Services, and other relevant regulatory bodies.

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Replies (1)
Erase Debt SA
Erase Debt SA's reply11 Sept 2025, 16:06
Official
 
Dear Miss Bazi
We note your concerns and would like to clarify the situation. After receiving your full payment, our team requested the necessary documents (Power of Attorney, ID copy, Dispute Statement, and Proof of Address) via both email (***) and WhatsApp ***). These documents are essential, as per our Terms and Conditions, for us to proceed with working on your credit profile. 
Unfortunately, we have not received any acknowledgment or submission of the requested documents from your side. Without them, we are unable to proceed further. 
We want to assure you that we remain committed to assisting you and are still willing to continue with your process. However, we kindly ask for your cooperation by providing the required documents. Please let us know via email at *** if you are willing to work with us and provide the outstanding requirements. 
Thank you for your understanding and cooperation. 
Kind regards, Erase Debt SA Customer Care