Refund

I joined Elite Debt services with the hope of settling my debts. I decided to change my mind because a lot of my creditors were willing to give me settlement discounts. When my first debit order went off, I realized that I should cancel so when i called them the following day, they refused to pay me and they said the money was for admin and attorney R4040.00 for a job that was not done I feel like i have been robed and there is nothing that i can do about it because I cannot reverse the payment myself