True company or not?

Does anybody know about a company called EFMS (Equity Finance Management Services). I app**** for a R30 000 loan and it was approved within 24 hours but they did not ask for any copies of payslips or bank statement. And as far as I know they did not phone for any confirmation of employment. <br> <br> Their website look very good and ligit but there is no switchboard and I went straight through to one Jeffrey, there is also no busy office background sounds. And then you have to pay an admin fee before they can pay out your loan money.<br> <br> I don't know if i am to wary now or if this is just a **** to get money from people.<br> <br> Thanks <br> <br> Elizabeth<br> <br>