Weak Business Processes for Credit Application at Edgars/ Edcon

I app**** for Edgars store card account online and uploaded all the information they needed including my 3 months payslip and ID. After a few days, my account was approved and I went to Edgars- Menlyn store to collect the store card. I tried to create an online Edgars profile so that I can link my new store card to my Thank you reward system online. I then went to the store to make a purchase and was told that my account was blocked due to suspected ********** activities. I was referred to the ***** Division of Edcon to get clarity on my account. This happened around 26 April 2018. I was told that they needed to confirm my employment, which was done, I made further calls and was told that I needed to forward a letter of employment, which I did on 11 May 2018 and sent the letter to ********** I further made follow-up phone calls this morning (16 May 2018) and the Victoria (surname withheld) told me that they need to confirm employment. I referred her to the email I sent on 11 May 2018 with a letter of confirm and also gave her a number for people from HR whom they can confirm my employment. The question is: how do you approve an account application to the extent issuing a store card with a high credit limit without verifying employment? Secondly, I'm charged on this new but frozen account and I sent an email to ********** asking them about how do I get charged on an account that I have not even used as it is frozen and I am still waiting for their response. Victoria (surname) from ***** Division then called me back (16 May 2018 ) to tell me that she has verified my employment but the investigator still needs to do further investigations and will revert to me after 10 working days. I find Edcon processes having loopholes because how do you approve an account and issue a card without verifying the application. Further, how do you charge fees on a new account that you (Edgars) have frozen and have not been used. I could cancel my application and my only worry is that my application reflects on MyTransunion and has lowered my credit score by 10 points.