SNEAKING LIMITS UP - AGAIN

I HAVE ON NUMEROUS OCCASIONS REQUESTED FOR MY LIMIT TO BE REDUCED AND NOT TO BE UPPED AGAIN UNLESS I ASK THEM TO. MY LAST REQUEST WAS IN APRIL AND I RECEIVED AN EMAIL CONFIRMING MY LIMIT HAD BEEN REDUCED. MUCH TO MY SHOCK I JUST REALISED THAT I AM OVER MY LIMIT AGAIN. I SMELL A RAT. I AM SURE IF I HAD TO ASK CONSUMER ACT TO INVESTIGATE THEY WILL FIND THEAT IT'S A SNEAKY WAY FOR EDGARS TO GET PEOPLE TO GET INTO DEBT. MY NEXT TRANSACTION WILL BE A PAYMENT AND I WILL NOT TOUCH THIS ACCOUNT AGAIN.