AN
Andisiwe N

1 reviews | Active since Mar 2016

06 Nov 2018, 13:44

My name to be cleared on Credit Bureau and pay damages caused

In 2 months back I got a call from a legal company, claiming that I owe Edgars and my account is on legal. When I told them I've never opened an account, can I ask them to let that Edgars company who claim that call me. I never got any call from anyone from Edgars, why I am even on Legal external company. They told me they are collecting money and they won't be having any calls with Edgars and I should go to Edgars myself, and that's when I said I won't be doing that, then I left it that. The amount I was owing initially by the way is R55 and currently was R145 and no one from Edgars thought of contacting me before they send to my name on credit Bureau.

A week back I am applying for credit and I was told I am declined, and I called them to ask why and I was advised that I owe Edgars R145 or something. I immediately went to the store, cause all this was all good until it affected my plans and my name. At the store after a long conversation with some people from ***** department (***) it was clear what happened. People whom I spoke with at that department are as follows : Linda, Duduzile, Blondy, Mpumi and Charmaine. I believe Charmaine is the Supervisor and on her side she tried to speed up the process and explain what had happened, however it was apparently nothing she could do to remove my name and again I had to lose on a deal I was planning because of my damaged name. Now below is the story of what happened.

Apparently on the 8th February in Cape Town, someone went to a CNA store in Tygervalley to open an account and get goods amounting to R4351 (Apparently this same store was closed last month). However because he/she was suspicious they were caught and before they can leave the store the goods were returned. Now the negligence of the store or staff, never followed this up and make sure that this ***** account should be closed, rather instead it was left open under my details. paying card charges for all these months.....until the first recent contact from a legal company sent by Edgars. I still even now don't know what documentation did Edgars had in order for them to open this account and link it to me or my profile.

I asked Charmaine to please hurry and sort my name asap, but apparently there is nothing they can do and can't remove my name for at least 7-14 days, and it could be more. It is basically not on their hands but credit bureau. They just sent me a standard letter giving an apology, but my profile still the same and until it's sorted cant do nothing.

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Replies (3)
Edgars
Edgars's reply07 Nov 2018, 10:15
Official
Thank you once again for making contact with us regarding the ********** account that was opened in your name. Please accept our sincere apologies for the frustrations and disappointment caused to you. 
Our ***** department have reversed the fees and will be in direct contact with you regarding your credit profile update .


***/GO

Kind regards

The Edgar's Customer Experience Team
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Andisiwe N's update07 Nov 2018, 10:59
Reviewer Update
I am fully aware of the response above and I've already got a standard letter of your apology. I am not worried about you reversing what I was not owning, cause I really don't care much about that. I was specific and clear that my name has been damaged and I am a bad payer and listed in credit bureau. I make sure every month to pay my debts and something so small and negligence from your side cause all this. The past two weeks couldn't even apply for credit on 2 different institutions and that affected my plans, and costed me big time. I still cant do that, because of your *********** staff and processes. I would like to know how are you paying to pay for that inconvenience you have caused me? Cause I am ready to take this to my lawyers if you not willing to anything for both ruining my reputation (defamation) and of course the inconvenience this has caused, in terms of my plans.
AN
Andisiwe N's update13 Nov 2018, 07:36
Reviewer Update
I am still awaiting your reply and most importantly the confirmation that my profile has been cleared from credit bureau, so that I can continue applying for the credit I was looking for. My life is on a stand still now, because of your processes. Can someone please give me feedback please.