Handed Over for Prescribed Debt

<p>I received a call from some attorneys telling me they calling on Edcon’s behalf regarding an account with Edgars. I would like to state the following:</p> <p> </p> <p>1. I had an Edgars account that was closed in 2010.</p> <p>2. This account was settled by January 2011, with the attorneys at that time.</p> <p>3. From that date I have not had any communication from Edcon with regards to any amounts owing to Edcon.</p> <p>4. Edcon are to prove to me that I agreed to any amounts owed over the past 5 year, either telephonically or in writing.</p> <p>5. I want to refer Edcon to the National Credit Amendment Act, published 13 March 2015, prohibits the sale and collection of Prescribed Debt, which confirm the following:</p> <p>a. The account has been dormant for more than 3 years, you can therefore by law not request any payment from me, pertaining to debt prior to that date. UNLESS I have agreed to do so within those 3 years, either verbally or in writing. Proof of this needs to be provided.</p> <p>b. Unless, you can prove that this debt is not prescribed, with a signed confirmation from me.</p> <p>c. I have made no payments to this account since I closed it in 2011.</p> <p> </p> <p>Edcon (Edgars) are requested to remove my details and remove the claims of money owed against my name on their system and on any credit bureau, failing to do so, I will take legal action against Edcon for ******* practises in terms of the National Credit Act.</p>