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Hi Peter, i would like to put this to and your followers probably one or two people are going through the same negative experience i am going through. sometimes in December 2019 i got a call from edgars ***** dept alerting me on the ***** related to my card that which i still had then .i then went to maponya mall edgars store and the assisted me very well and professionally. when you buy a cell phone they want an ID original and the person who used the clone card bought a phone and insure the cell phone. then edgars reverse the amount of about R12000 but now they still want me to pay for the phone insurance that was sold /bought with the cloned card . i have visited the store several times each time i go there they tell they will get back to me. please help Louis Kgakgamedi