Finally some answers from Edgars.

Today I decided to call Edgars again after I called them yesterday and was put on hold for more than 10 minutes and nobody came back to me. Today I spoke to a nice lady who managed to assist me and gave valid explainations, what happened was Edgars decided to give me some products without even speaking to me like funeral, accident covers and other covers which I did not need or asked for which was the reason why my Instalment went up drastically,the kind lady managed to cancel all those covers and would send me proof of the cancellation and get my account back to normal but I am thinking of closing this Account as what they did is **********.