Edgars VAS a *******

I have funeral policies and Edgars club which total R317 per month but Edgars charges me interest of R91 per month on these, which are settled within 30 days. That is a 28% interest rate per month. These VAS (value added services) is more expensive and yet this was done through Edgars to promote their brand and lock in consumers. What a *******....I urge you to scrutinize your Edgars statements