Cellphone insurance

<p>have been a customer for over 10 yrs without adverse occurrences on my account. <br />I recently cleared the balance on this account in September. I Didn't make any payment/purchase thereafter.<br />The cellphone insurance charged on this contract is ridiculous for a device from over 5yrs ago. Also given that I didn't pay the premiums, as per you terms and conditions (http://financialservices.edgars.co.za/mobi-cellphone-insurance-terms), this insurance policy should have been cancelled/lapsed/terminated. Why has this not happened? <br />As per your terms, I also cannot claim if I haven't paid a premium so why do I owe you for months I was not covered?<br />Some of the monies due are because of it. Why should I pay it?</p> <p>At no point has Edgars bothered to find out why such a good payer would show such apathy, instead you send 3rd parties to harass me as well as soiling my name with credit bureaus.</p> <p>Please deduct these amounts (cellphone insurance) including the interest charged for them for the period after the account was paid off and I will gladly pay the amount due.</p>