MY CREDIT BALANCE DUE KEEPS ON INCREASING

I am a student who has a credit account with EDGARS, for the past year i have been striving to pay my credit balance, since i don't want to have a bad credit history. , i had a balance due of less than R1000, and I have been paying R250.00 every after 2 months but i was surprised by my receipt reflecting a balance of R1698.69 today after i made a payment. i went to consult and i was told i have joined 1.PARENTAL FUNERAL INSURANCE - R37.50, 2. FAM ACCIDENT ISURANCE- R38.25, 3.HOSPITAL CASH BACK INS -61.00, 4. PERSONAL FUNERAL INSURANCE -R45.13.Which TOTALS to 181.88 EVERY MONTH.<br> Edcon firstly i don't remember myself SIGNING any contract/ Telephonically agreeing to any sort of contract stipulating that in want a Funeral policy or whatsoever, <br> Secondly, i do not have PARENTS, so i am surprised which Parent Funeral Insurance i am paying for, and whose details did they provide upon filling that form?<br> Thirdly Edcon im finishing my Finance Qualification this semester and it will be difficult for me to be employed in a financial service industry. Please i need you to Credit the money that you have been Deducting from my account and close off the Damn account.