TPDS
TRIFENA PAULO DA SILVA

1 reviews | Active since Nov 2018

14 Nov 2018, 11:28

EDCON/EDGARS ERRONEOUSLY CANCELLED A PARENTAL FUNERAL POLICY THAT I TOOK WITH THEM WHEN THEY DID A MIGRATION, WITHOUT MY CONSENT AND NO NOTIFICATION SENT

I signed and accepted a Parent Funeral Policy through Edgars which I was paying together with my monthly instalment. I received an updated document last on 24 Oct 2014 and I mailed Edgars last week to request updated policy documents. They reverted to me stating that the policy was cancelled. I have never cancelled this Parent Funeral Cover and assumed that it formed part of my instalment each month. This is completely unacceptable, who cancelled this? Who gave Edgars the right to cancel something that I signed up for. What happens to the premiums I have paid? I don't scrutinize my statement each month and look at the breakdown of my instalment, I just pay them the instalment. I did not know this was cancelled. I would like this matter escalated immediately as this is ********** and dishonest- Edgars /Edcon needs to give me an explanation and compensation for the risk they have imposed on me. This is the only funeral plan I have for my parents and if anything happened to either one of them, I would have been in a very difficult situation. The negligence of Edgars has placed me in serious risk as my dad had a heart attack and a stroke not too long ago - what if he had past away??? I would like feedback urgently as my parents are currently not covered in the event of their death -thanks to Edgars.

See mail below. From: Zotha Ndlovu ********** Sent: Saturday, 10 November 2018 5:28 PM

Good day, In response to your recent communication with EDCON, please note that as per our records the parent funeral cover is no longer active on the account. Should require further assistance do not hesitate to contact us.

Zotha Ndlovu Customer Services Administrator | Regional Credit Office Durban | Edcon Financial Services Telephone +27 86 ********** | Fax 27 86 ********** | Email **********

0
Replies (3)
Edcon
Edcon's reply16 Nov 2018, 08:58
Official
Thank you for making contact with us regarding the called funeral policy. We apologise for the frustrations caused to you. All financial services products should appear on your monthly statement and should there be any discrepancies kindly contact us .
Kindly be advised that your query has been escalated to the relevant department for investigations and feedback will be provided to you.
 ***/GO

Kind regards

The Edgar's Customer Experience Team 
TPDS
TRIFENA PAULO DA SILVA's update19 Nov 2018, 14:42
Reviewer Update
Good day The Edgar's Customer Experience Team Its seems that you have completely ignored my complaint and responded with a neutral, vague response. I received a call from an agent stating that your unreliable system erroneously cancelled this policy when you guys did some migration. The lady mentioned that your solution to this problem would be to reinstate this policy but I will be forced to be placed under a 9 month waiting period. What nonsense is that. You further inconvenience me after causing this whole mess?? I did not received any communication confirming the cancellation of this policy and if I did, I would have queried this immediately. I do not scrutinize my statements and simply look for the instalment due. So please do not have the audacity to assume that I should have picked up on your ******* cancellation. I signed up for the policy and it remains your responsibility to charge me for the same. I want this matter escalated to the highest level and I want to know what you are going to do about this whilst compensating me for the risk that you placed me under whilst my parents were not covered. I will escalate this to the Insurance Ombud and Consumer Commission given that I was not protected by Edcon in terms of the CPA. Please escalate and do not treat my case lightly.
TPDS
TRIFENA PAULO DA SILVA's update30 Nov 2018, 10:33
Reviewer Update
I was contacted and the solution offered by Edgars was that the policy was reinstated. What about the fact that Edgars and Hollard have yet to establish and quantify the monetary value of the risk they have placed me in for the last 4 years and refund and compensate me in this regard. I await feedback from management as I believe more should be done, since I am a loyal customer and dedicated payer each month. It seems that you guys aren't really sorry for what's transpired, you literally just undoing what you have done. I will not be taking up your offer to increase my credit limit and will endeavor to settled and closed off this account after 11 years of loyalty. This matter has been sent to the Insurance Ombud under ref- Our ***/ ********** 3