********** DEBITORS

I have started an application and went as far as page one and then I decided to cancel. I have not completed any application with this company as I noted that the site weren't secured. I have since noted that r200 is set to be debited from my account. it is creating a bad record on my credit score and I am in the process of applying for a house. I struggled to clear it and now this. do not even open their webpage as they site is set up to load after every line filled out and that is how your info is obtained even if you do not apply. the lady says that I have received mails and sms' which makes it binding. I do not have a working phone and I am sure their mails is set to go straight to my trash as I have not seen these mails. what are a person to do in a situation like this.