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I app**** for a R5000 loan and they said I will need to pay R199 if get the loan. The next day I got an email saying it's approved for R1550 which I declined because it was not gonna help me with the problem I have. The next thing I get a debit order of R199 on my account from them. What witchcraft is this? I saved all the emails and hence I asked them via email as to why I must pay the money and an agent called Marius responded "Hi there

That is as per the Terms & Conditions but there is no monies to be paid upfront only after the loan pays out etc

Hope that helps, This is exactly his response to me. Why do they deduct from my account after I declined the loan?