I don't want to Thrive

This platform used to be an opportunity for individuals to exercise a degree of freedom where they put their money.

The problem is that there are all these little fees here and there that add up to a lot overtime, and we honestly do not understand half of what we are paying for.

To top it off, now they are making us pay a Thrive fee, which is in essence a loyalty programme. Shouldn't that be optional. I never wanted to participate in Thrive activities. Why should I pay for it? Is this even legal?