Why have insurance for your decoder?

I had insurance on a decoder for more than six years ,I canceled it yesterday ,now when it breaks thanks to load shedding ,they have no branch to take it too ,you must take it to Menlyn in Pretoria from the North-West province ,the cost to take it there is more than buying a new decoder ,good advice ,cancel your play, play insurance you will save some money .Thumbs up dstv!!!!