MM
Mumu M

1 reviews | Active since Dec 2022

22 Apr 2024, 17:09

Dotsure Zero rated service

I was highjacked on the 30th of March and did the right thing to send all the claim documents to Dotsure claims department. They allocated me a claim consultant Lithemba, they then asked me to send all police documents which I did.

Today I am getting a call that my car is a write-off and Dotsure is declining my claim because of Kilometer limit. When I first bought it took insurance I did explain to the consultant that I am new car buyer and they need to explain everything clearly to me.

Fast forward today, I stand here with no record of advise, no calls recording I have been requesting from Dotsure every after conversation, to date I have not received those call recordings.

The write-off my car and now they have to pay they refusing and declining my claim, when I don't even know if the consultant who was assisting me has an RE or not. Are they even fit and proper to give advise to the clients. Your service is very bad, I can't imagine having to be ****** off like that by an insurance. I need my claim to processed. I will not let this slide. The country will know how cruel this company is.

I don't even know how do they even sleep, knowing that you robbing off your clients and don't even explain in details what the policy entails exactly.

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Replies (6)
dotsure.co.za
dotsure.co.za's reply22 Apr 2024, 17:12
Official
Hi Mumu, Thank you so much for getting in touch with us and bringing this to our attention. We are so sorry to hear about your experience and apologise for any inconvenience caused. We have referred this to the relevant department and one of our representatives will be in contact with you to investigate this matter further. Thanks, dotsure.co.za
MM
Mumu M's update22 Apr 2024, 17:31
Reviewer Update
I will wait for response, your company is cruel, you write-off my car and want me to be that you declining my claim. This will not happen. Writing off my car, will not be taken by me. I want my car back of so you declining the claim, which I am not accepting. Also advise why would you write-off my car knowing that this claim was going to be declined. I got a message on Monday morning that you have removed a battery in my car. What else have you removed, worse your consultant Lithemba is not even aware where my car is located. Cathey was also assisting and you guys kept on changing consultants to call me. Was it part of your way to confuse me and get me distracted. We all are going to get to bottom of this issue and should be solved in a amicable way.
MM
Mumu M's update22 Apr 2024, 18:55
Reviewer Update
I am seating here trying to digest a call I received and all that comes to my mind is how I have been victimised my rights as customer by Dotsure

Already I am dealing with the highjack issue and trying to get through the trauma. Dotsure is here to make things worse by refusing to process my claim. How nice it is that you have a telematic installed in every vehicle that takes insurance with you yet you can't call and advise first time buyers when they accumulating high mileages. What's the telematic installed for? To spy on our movement and not advise when you seing a huge change of Kilometers covered on a month to month basis.

The FSP when it hires a representative need to know if that person is fit and proper to render such services, your consultants are they fit to render services, do they know the aim of giving advise not to rob clients. I am standing here wondering if your representative have met their DOFA dates and if the Key Individual for your company is been doing their job. I want the person who was advising to take insurance to provide me with their COB (Class of Business) Certificate for short insurance, National Credit Certificate as well as their RE5 certificate to assure that they new what they were doing.

I also need all recordings to be provided as soon as tomorrow morning by 9am.

Lithemba the claim consultant needs to provide me with her certificates as well to prove she is fit to advise on declined claims and qualifications to prove she is fit to render such services of course.

I will not rest until my issue is sorted. I will not go through Highjack trauma and Dotsure refusing to pay my claim for kilometres accumulated. I am seating here with no car and still you never rep**** to my email when I requested for a courtesy car meanwhile my claim is being processed. I was left stranded and back to taxi life.

I thought taking an insurance will make my life easier and I will feel protected at all times. Now this is happening I am shattered and devastated by how I being ****** by an insurance company
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MM
Mumu M's update23 Apr 2024, 09:14
Reviewer Update
Dotsure.co.za I need answers today, you have arranged to bring my car back unfixed still in the Highjacked condition and expect me to do what exactly with the car when it's not fixed. You haven't called me, you haven't sent me all the recordings. You not replying my emails. I am definitely taking this further with Ombudsman and the lack of service I am getting from your company. Declining my claim for kilometres yet your consultant who was assisting with insurance knew the distance I am travelling and why they advise what will be suitable because of the distance I travel from Vaal to Melrose why? I need answers, and I will not let this slide. You are used to robbing people, it's nice when you debit yet premiums but when you have to pay you find loop holes not to pay.
dotsure.co.za
dotsure.co.za's reply23 Apr 2024, 11:45
Official
Hi Mumu, Thank you so much for getting in touch with us and bringing this to our attention. We are so sorry to hear about your experience and apologise for any inconvenience caused. We have referred this to the relevant department and one of our representatives will be in contact with you to investigate this matter further. Thanks, dotsure.co.za
MM
Mumu M's update23 Apr 2024, 13:57
Reviewer Update
I have decided to pursue the matter with my lawyer since no one from Dotsure is willing to give me logic feedback, and I have the claims department emails and Lithemba the claim holder email, no response. I have email trail and all shall be provided to my lawyer.