Avoid Hollard at all costs

Have been a customer since 2006 and had cover since then on my household and vehicles. Have had minor claims like windscreen etc on about 3 occasions. Recently had a claim of under R5000 due to a 3rd party hitting into me. Although Hollard was going to be reimbursed by 3rd party they refused to pay out. ****py service. Staff members also have very bad work ethic. Not the cheapest insurance so avoid Hollard many other better insurance companies out there with better service and better products with better rates. So no need at all to use Hollard.