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I EXTREMELY ANGRY. I HAVE NEVER NEVER SIGNED UP WITH THESE PEOPLE BUT HERE THEY ARE ON MY CREDIT REPORT. THEIR AGENT COULDN'T ANSWER BECAUSE THEY ARE NO RECORDS OF ME ON THEIR SYSTEM AND HE SAID THE ONLY TIME THEY APPEAR ON SOMEONE CREDIT REPORT IT'S WHEN THEY SIGNED UP WITH THEM BUT IN MY CASE THAT DIDN'T HAPPEN