RIDICULOUS!!!!

<p>Dear Fiona, i would still like you to sent me the so called voice recording where i made an agreement to pay you. What you doing is illeagal! this story is getting really really old to me, but please proceed phoning me, you are just given me more ground to stand on.</p> <p>this letter i have received from YOUR COMPANY, IN 2016. BUT PLEASE PROCEED PHONING ME.</p> <p> </p> <p>Dear Sir/Madam,</p> <p> </p> <p>L NEL – ID: ********** 028084 - STANDARD BANK - LOAN ACCOUNT</p> <p>ACCOUNT NUMBER: ********** 77******B07</p> <p>DMC REFERENCE: ********** 9</p> <p> </p> <p>We refer to the above and acknowledge receipt of your complaint posted on Hello Peter.com on 29 March 2016. </p> <p> </p> <p>Thank you for affording us the opportunity to investigate this matter.</p> <p> </p> <p>Kindly be advised that on or about January 2016 DMC Debt Management purchased a portion of the Standard Bank debtors’ book which said book included this particular account. </p> <p> </p> <p>All information pertaining to the debtor was accepted by DMC Debt Management in good faith as being correct and the information obtained was captured as such by DMC Debt Management onto its database.</p> <p> </p> <p>Prescription is a defence in law that can be raised should there be no payment, express or tacit acknowledgement of debt for an uninterrupted period of 3 years in respect of personal debt. Often a detailed factual investigation may be required in order to ascertain whether there has been an acknowledgment of the debt. As such each case needs to be adjudicated on the specific facts applicable, with only a competent court of law, in the absence of an agreement, having the authority to pronounce that a debt has prescribed.</p> <p> </p> <p>Amendments to the National Credit Act specify certain requirements when potentially prescribed debt is being collected on. This in practice requires a debt collector to ensure that a debtor is aware of the defence of prescription when attempting to collect on a potentially prescribed debt.</p> <p> </p> <p>Due to the impracticality of gathering evidence relating to events interrupting prescription during the period the debt was collected by Standard Bank, DMC has accepted your defence of prescription and the account will be written off.</p> <p> </p> <p>We trust that you find the above in order.</p> <p> </p> <p>Kind regards</p> <p> </p> <p>Cherise Tyson <br /> Risk Queries Clerk <br /> DMC Debt Management (Pty) Ltd Reg. No. ***<br /> E-mail : ********** <br /> Tel : ********** <br /> Fax : ********** </p>