MG
Matshokolo G

1 reviews | Active since May 2020

09 May 2020, 10:23

Prescription Letter

DMC3

My name is Matshokolo Ganzin account number ***5 on Credit Report

I have noted that there is an account named DMC3 which I have been listed for on my credit report.

I have not acknowledged the debt in the past 3 consecutive years, either in writing or verbally, not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 3 years or more. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).

I request any negative information be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA.

Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to ***

0
Replies (5)
DMC
DMC's reply11 May 2020, 10:18
Official
Thank you for your complaint, we will proceed to investigate and will provide you with feedback. 

 Kind regards                          DMC Debt Management 
DMC
DMC's reply26 May 2020, 07:23
Official
 Thank you for affording us the opportunity to investigate your complaint.  We trust that we have addressed your concerns in respect of this particular account in our correspondence dated 26 May 2020.  In light of the above we have proceeded to close your query.  Kind Regards DMC Debt Management Tel: *** Email:   *** 
MG
Matshokolo G's update21 Aug 2020, 12:28
Reviewer Update
account number ***5 on Credit Report

As a follow up to the previous query, where prescription of the above account was confirmed by yourselves.

Please remove the "Prescribed Debt" account information from my credit report.

You are aware that prescribed debt information should be completely removed. You intentionally leave the information on the report as if it is a "Settled" account with history to adversely impact on the public's credit record.

A matter that your regulatory authority should be made aware of by every member of the public that has been or is being impacted by this.
DMC
DMC's reply25 Aug 2020, 14:20
Official
Thank you for affording us the opportunity to investigate your complaint.  We trust that we have addressed your concerns in respect of this particular account in our correspondence dated 25 August 2020  In light of the above we have proceeded to close your query. 
MG
Matshokolo G's update23 Apr 2021, 11:25
Reviewer Update
DMC ***
African Bank Account number ***

As a follow up to the previous query, where prescription of the above account was confirmed by yourselves.

Please remove the "Prescribed Debt" account information from my Transunion and Experian credit reports.

You are aware that prescribed debt information should be completely removed. You intentionally leave the information on the report as if it is a "Settled" account with history to adversely impact on the public's credit record.

A matter that your regulatory authority should be made aware of by every member of the public that has been or is being impacted by this.