MR
Modikwa R

1 reviews | Active since Jan 2024

12 Jan 2024, 11:37

Prescribed debt and dmc listing on my profile

I have noticed that there is an account named DMC5 which is listed on my credit profile of sudden with no idea or recollection of this company neither have I ever been contacted about this. Kindly be advised that I have not have any communication regarding any such account. This account listed as DMC5 should be fact in dormant as it has not been acknowledged in the past three years. Therefore this account is prescribed and having the account still listed on my credit profile *******. I have not acknowledged any such debt in the past three years, neither in writing or verbal. I have not made any payments towards such account, neither have I made any agreement to pay. No summons has been issued with the the last three years. They are in contravention of the NCA sec 126b. It state that no person may continue to collection or re activation of such prescribed debt as a prescription Act 68 of 1996 ( Prescription ACT). This so called listing is therefore prescribed and I'm not legal bound to repay such. I request that this matter be closed and any negative information must be removed from my credit profile as soon as possible. Please attend to this matter urgently and forward Me a settlement letter to confirm that this account is closed and no longer affecting my credit rating. ********** I've been harassed the whole of 2023 by the consultants who will call and say nothing and I've sent countless emails requesting for them to stop bothering me or trying to force me to accept the account.

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