PRESCIBED DEBT BEING SOLD TO THIRD PARTIES

Good day In 2018 I was retrenched from the company I was working from. I lost all my earnings. I contacted Nedbank concerning the Loan i had with them and they continued to pay the instalment on my behalf. I lost my phone during the process but I was under the understanding that they were still paying the instalments. The loan I had with them was made in 2016.

last year was contacted by Brooks & Lyte attorneys concerning the debt. They threatened me with the Sheriff even though I told them I was unemployed. I was made to pay and I failed to keep up with their demands , now they are still threatening me.

Last year I was also called by a guy who pretended to be a courier guy, since I was also expecting a parcel I got dupped. It turned out to be people from DMC, I was placed in a very uncompromised position in the yard I was staying in and forced to sign a payment agreement even though I told them I was still unemployed. They made me sign a debit check for Capfin and Sportscene. It is only after the ordeal that I was forced to admit to old Prescribed debt that had since lapsed. I tried to contact DMC and instead they wanted to add to those debts with other accounts that go back to 2018.

DMC has abused their power and this morning I got a call from a different debt recovery company who claims that DMC has sold their credit with me to them. They are demanding Swift payments or repossession of the little goods I have. I am still unemployed, and have been since 2018. What must I do now?