MDC Unprofessional Conduct & Failure to Provide Debt Validation

DMC has contacted me alleging that they have acquired a debt originally owed to Capitec Bank.

However, I have serious concerns regarding their conduct:

I was never notified that my debt had been sold or ceded to DMC;

I formally requested proof of debt ownership and a full statement of account, but DMC has failed to respond;

Despite the matter being formally disputed, MDC proceeded to list the alleged debt on credit bureaus;

They have not provided any verification of the amount claimed or how it has been calculated.

Grounds for Complaint

I submit that DMC has acted in an unprofessional and potentially ******** manner by:

Failing to provide proof of mandate or ownership of the debt;

Ignoring a formal request for validation;

Proceeding with enforcement action (credit listing) while the matter is disputed;

Failing to act in a fair, transparent, and lawful manner.