VN
Vanessa N

1 reviews | Active since Jun 2015

03 Jun 2020, 10:27

******* credit listing negatively affecting my credit score

Good day

I have noticed that there is an account named DMC3 which is listed on my credit profile.

Kindly be advised that I have not had any communication regarding any such account. This account listed by DMC3 should in fact be dormant as it has not been acknowledged in the past three or more years. Therefore, this account is prescribed and having the account still listed on my credit profile is *******.

I have not acknowledged any such debt in the past three years or so, neither in writing or verbally. I have not made any payments towards such an account, neither have I made any agreements to pay. No summons has been issued within the last 3 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).

This so-called listing is therefore prescribed and I'm not legally bound to repay such. I request that this matter be closed and any negative information must be removed from my credit profile as soon as possible.

Please attend to this matter urgently and forward me a settlement letter to confirm that this "account" is closed and no longer affecting my credit rating.

Thank you

0
Replies (1)
DMC
DMC's reply03 Jun 2020, 16:00
Official
Thank you for your complaint, we will proceed to investigate same and will provide you with feedback soonest.
 
 Kind Regards DMC Debt Management