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I have an account - Account *** which was a loan take out from old mutual in 2016 , it was closed by old mutual and in June 2019 because in the 3 years no one contacted me , DMC took over my account this year and made a **** R100 payment on my account so it looked like an active account and is not forcing me to pay an account that was prescribed by old mutual , they sent out a guy named Cornelius to my office as i had 2 accounts ,he asked me to make an arrangement for the R3000 one which i said i am willing to pay if they give me a good discount and asked about the other one which is Account ***, i never had the account number but knew the amount and told him it should not be open on my account as it is 4 years old now , he then messaged me the next day i asked him about the account again and he said its closed. so now please advise how do you prescribe a loan made in 2018 but keep a 2016 account open when i have not been contacted about it since 2016 , i even went on my clearscore to check the listing and it was closed till DMC opened it **********ly and is forcing me to pay for something that should've been closed , i have been calling and speaking to multiple agents and no one is willing to assist , i am willing to go to court if need be as i have all my proof , i will not stand for ***** and collection companies taking advantage of closed accounts and marking it as active and keep adding interest on it , the agent i spoke to today say they cant prescribe it as i made a payment in 2019 which i have no knowledge about and was very rude,, i kept telling her this account was closed and i have never made a payment in 2019 , its older than 3 years with no communication and she kept being rude , it messing up my credit profile so please remove this **** from my account , I'm willing to pay the 3000 account only which is what was agreed upon , please just sort out this and close it