DMC990

Today I got a call from DMC telling me about Standard Bank credit card loan. It's been long since I paid that 2009 loan and now they are calling me. According to NCR if the lender doesn't make contact with you in three (3) years regarding that loan. The loan automatically get cancelled. So who the hell do they think they are calling after so many years. Is there any way you can help me with this,cause I don't need this people to blacklist me.