DMC3LOAN debt collectors taking over closed account

02 August 2021, 20h00 Dmc3 loan account on my credit report

Letter Confirming this account is Prescribed

I have noted that there is an account named DMC which I have been listed for on my credit report.(listed since 2019)

Please note that I have not had any communication regarding any Capitec bank account and thus note that any account that DMC is calling about is dormant and has not been acknowledged in the past two or more years. Therefore, this account is prescribed and what you are doing is *******.

I have not acknowledged the debt in the past 2 consecutive years, either in writing or verbally, not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 2 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).

Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed. Any negative information will be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ombudsman.

Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to