DMC ******* listing

Require confirmation this account is Prescribed

My name is Renay, I have done a credit report and I am listed by DMC3.

I have not had any communication regarding any Captiec bank account and thus the account is dormant and has not been acknowledged in the past four years. Therefore, this account is prescribed and what DMC have done by listing me is *******.

I have not acknowledged the debt in the past 4 consecutive years and have not made any payment towards the outstanding amount, nor have I promised to pay. No summons has been issued within the last 4 years. They are in contravention of the NCA Sec 126b. It states that no person may continue collection or re-activation of such prescribed debt as a prescription Act 68 of 1969 (Prescription Act).

Debt therefore prescribed and I'm not legally bound to repay such. I request this matter be closed and all negative information to be removed from my credit record. Should I receive any calls I will lay a complaint with the relative authorities, ie, NCR and LSSA.

Please attend to this matter at the soonest and email a Prescribed letter that this account is closed to ***