DMC has acquired or is collecting an alleged outstanding balance arising from a Capitec Bank per...

DMC has acquired or is collecting an alleged outstanding balance arising from a Capitec Bank personal loan. My records indicate that my last payment towards this loan was made on 27 February 2023. I have made no further payments and, since that date, I have not acknowledged liability for the alleged debt in writing. I am not aware of any court judgment against me. My Experian credit profile reflects the *** status as "closed" Given that more than three years have passed since my last payment, I ask DMC to investigate prescription under the Prescription Act 68 of 1969 and the applicable provisions of the National Credit Act 34 of 2005, including section 126B where applicable. I specifically reserve my right to rely on prescription if the debt became due more than three years ago and prescription was not lawfully interrupted or delayed.