IM
Imhotep M

1 reviews | Active since Mar 2019

05 Mar 2019, 16:25

DMC claim of undue debt & delay in clearing name from TransUnion (***4)

On 1 February 2019, I sent a paid-up letter to DMC in respect of a standard bank loan which I settled in December 2015.

In the same e-mail, I requested DMC to remove this account under my name at TransUnion (and any other Credit Bureau).

On 27 February 2019, I received an SMS from DMC informing me that Standard Bank has confirmed that my account is fully settled.

On the same day, by way of email, I requested DMC to reduce the contents of the SMS to writing and further proceed to clear my name at Credit Bureau. I followed this up with a phonecall to DMC call centre where I was told that this process will take no more than five days.

On 5 March 2019, after requesting an update, I was told that this process will take between 21-30 days to resolve.

DMC's undue claim against me has led to: (a) My name being wrongfully listed at TransUnion. My current TransUnion credit report show that I am five months in arrears with my account. Naturally, this has a negative impact on my credit record. (b) I have wasted hours (and counting) in an attempt to clear my name

Accordingly, I find it unacceptable that I must wait another 31 days to get my name cleared from TransUnion were clearly I was not culpable of any wrong doing.

I wonder if there's any legal recourse for my experience.

0
Replies (2)
DMC
DMC's reply06 Mar 2019, 15:21
Official
Thank you for your complaint, we will proceed to investigate and will provide you with feedback.


Kind regards                          

DMC Debt Management 

Tel: ***

Email: ***

DMC
DMC's reply12 Apr 2019, 09:37
Official
Dear Sir / Madam,


Thank you for affording us the opportunity to investigate your complaint.


Kindly be advised that we have addressed your concerns regarding prescription in respect of this particular account in our correspondence.


In light of the above we have proceeded to close your query.

Kind regards

Georgina Witbooi

Tel: ***

Email: ***