Credit File Dispute

It's sad how you call me after 2 years of you getting my info Nd on top of that you quote me double what I owe. Even so standard bank says they never gave you the account and your agents could not answer most of my questions. Now you have defaulted my name yet I have no proof that standard bank gave you my account nor do I have remember having a chequered account as it was savings account. If this is not resolved I will be taking things further with the ombudsman.